Meet Dr. Riolo

Meet Dr. Riolo

Before & After

Before & After

Lingual Braces

Lingual Braces

Clear Aligners

Clear Aligners

Easy Secure Orthodontic Financing

At Riolo Orthodontics, we believe everyone deserves a smile they’re proud of without stressing about cost. That’s why Dr. Christopher Riolo and our team make orthodontic treatment flexible and budget-friendly for families in Seattle and the surrounding communities.

From discounts for full payment to no-interest financing with manageable monthly payments, we’ll work with you to design a plan that fits comfortably into your budget. We even accept modern payment methods like Bitcoin and CareCredit to give you more flexibility.

What are Flexible Payment Options for Affordable Braces and Invisalign?

We know that every family’s financial situation is unique. That’s why we provide multiple ways to make treatment affordable:

  • No-interest financing – Spread out costs with a flexible down payment and predictable monthly payments.

  • Automatic bank draft – Secure payments directly from your checking or savings account.

  • CareCredit financing – Use your CareCredit card to manage treatment costs over time.

  • Bitcoin payments – Apply Bitcoin toward up to half of your treatment fee.

  • Full-payment discount – Save when you pay your treatment fee in full at the start.

  • Family member discount – Enjoy savings when more than one family member starts treatment.

Tip: Most families prefer our no-interest monthly plan because it keeps payments predictable and easy to manage. Please note: credit card payments include a small processing fee.

Understanding the Cost of Orthodontic Treatment

The cost of orthodontic care depends on the complexity of your case. At your first visit, our treatment coordinator will review:

  • Your total fee for treatment.
  • Flexible payment plans designed to fit your budget.
  • Insurance benefits and how to maximize them.

We believe cost should never stand in the way of a healthy, confident smile. That’s why we offer multiple financing options and accept assignments from most insurance plans. If your plan doesn’t allow direct assignment, we’ll still file claims so you can be reimbursed. If your insurance changes during treatment, just let us know so we can adjust your contract. 

What’s Included in Your Orthodontic Investment?

When you begin treatment with us, your fee covers much more than just braces or aligners. We believe in transparent pricing, so you’ll know exactly what’s included:

  • Diagnostic records and all required x-rays.

  • Custom orthodontic appliances (braces, Invisalign, or other tools tailored to your smile).

  • All office visits, including emergency appointments, at no extra charge.

  • Lifetime retainer replacement at no charge for retainers that wear out.

  • One year of complimentary retainer replacement if adjustments are needed due to post-orthodontic dental work.

By bundling everything into one fee, we make your investment clear and straightforward.

What’s Not Included?

  • Dental work performed at another office.
  • Accidents, injuries, or TMJ complications that require extra treatment.
  • Additional retainers beyond the one complimentary set.

How Do We Make Orthodontics Affordable?

We understand that orthodontic care is a major investment — but it’s one that can last a lifetime. To make the process easier, we:

  • Offer flexible payment structures designed to fit different budgets.

  • Accept CareCredit and Bitcoin for added convenience.

  • Work with most dental insurance plans to maximize your benefits.

  • Provide clear estimates up front so there are no surprises later.

Did you know? Many families are surprised to find that braces or Invisalign cost less per month than a cell phone plan when broken into payments.

Insurance and Benefits

If you have orthodontic coverage through dental insurance, we’ll help you make the most of it. Our financial coordinator will:

  • Review your benefits in detail.

  • File claims on your behalf.

  • Apply eligible discounts and credits directly to your account.

If your plan changes during treatment, just let us know — we’ll update your contract and help you adjust.

Why Families in Seattle Choose Us for Financing?

  • Personalized plans – Tailored to your budget and needs.

  • Transparent pricing – You’ll know your total cost before you begin.

  • Trusted support – Our team answers every question along the way.

  • Affordable access – We believe finances should never be the reason someone misses out on a healthy, confident smile.

Your Complimentary Consultation

During your first consultation, we’ll:

  • Review your treatment options.

  • Explain all fees and what they include.

  • Walk through the financing and insurance options available.

  • Answer any questions you or your family may have.

Our goal is simple: to provide high-quality orthodontic care that’s affordable and stress-free.

Take the First Step Toward Your New Smile

Getting started is easier than you think! Contact our office today to schedule your complimentary consultation and learn more about affordable orthodontic financing in Seattle, WA.

Frequently Asked Questions

Got questions? We’ve got answers! Here are some of the most common inquiries our patients have. Click each question below to learn more.

During your consultation, we’ll review all options side-by-side and help you choose the plan with monthly payments, down payment, and structure that best fits your budget.

Yes. Flexible Spending Accounts and Health Savings Accounts can typically be used toward orthodontic fees, including braces and clear aligners.

Just notify us as soon as possible. We will update your contract, re-verify benefits, and help you understand any changes in coverage.

Yes. All treatment types, including lingual braces and customized appliances, are eligible for the same flexible financing and monthly plans.

Absolutely. We can help you coordinate timing with your insurance cycle so you can maximize annual benefits while starting treatment when you’re ready.